Image/ Image/
Image/ Image/ Image/
Image/
Image/ Image/ Image/ Image/
CONTACT US
Image/
WE’D LOVE TO HEAR FROM YOU
Image/
WE WILL HAPPILY ANSWER ANY QUESTIONS THAT YOU MAY HAVE
Image/
GAP COVER FROM AS LITTLE AS
R 96 per month
APPLY NOW
DO YOU NEED GAP COVER?
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Healthcare providers are free to charge what they like and sometimes charge in excess of what your Medical Scheme will pay for a procedure, leaving you with the shortfall. Our options offer a range of benefits that provide cover for shortfalls, co-payments, oncology treatment, accidental death and a lot more.
THE GAPX DIFFERENCE
Cross-subsidisation and commissions drive up the price of medical gap cover putting more pressure on medical aid members trying to protect themselves from rising healthcare costs. We want to change this by removing commissions paid to brokers and cross-subsidisation from young to old.

The difference with GapX is that premiums are determined by the age of each person insured and the size of the family covered. Traditionally there has been a one-size-fits- all approach to premiums by grouping together policyholders in broad groups for individuals/families/pensioners. This impacts young individuals and families the most who have to pay more than their fair share in order to subsidise older individuals and larger families.

By not making use of intermediaries, we are able to cut down on fees and commissions that add to the cost of your gap cover policy.
SPEAK TO AN AGENT
Image/
PREMIUMS
Unlike other Gap Cover providers, GapX doesn’t provide premiums for individuals and families, but offers a premium per insured dependant based on the age of the insured. This ensures the best possible rates for younger individuals and smaller families. All policies have one Principle and can add Dependants to the policy where there is insurable interest.
All dependants must be on the same option as the Principle.

Premiums are inclusive of VAT and payable monthly in advance. Premiums increase annually and you will receive minimum 31 days notice prior to an increase.
APPLY NOW
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Image/
Gap Cover
Medical Aid
R 0
R  1 894
Image/
Image/
Image/
CLIENT PAID:
of R  1 894
BECAUSE
R 0
Image/ Image/
Image/
Emergency Room Visit Cost:
Therfore Client ONLY paid:
R 0
Gap Cover:
Scheme Paid:
R 1 894
R 1 894
R 0
For illustrative purposes only
Image/
Image/
R 89 K
R  112 K
Gap Cover
Medical Aid
Image/
Image/
Image/
BECAUSE
Image/ Image/
CLIENT PAID:
of R 203 280
R 1 333
Image/
Cancer Treatment Cost:
Therfore Client ONLY paid:
R 1 333
Gap Cover:
Scheme Paid:
R 203 380
R 112 699
R 89 248
Image/
Image/
Gap Cover
Medical Aid
R 4 013
R  9 790
Image/
Image/
Image/
CLIENT PAID:
of R 15 725
R 1 922
BECAUSE
Image/ Image/
Image/
Wisdom Teeth Removal Cost:
Therfore Client ONLY paid:
R 1 922
Gap Cover:
Scheme Paid:
R 15 725
R 9 790
R 4 013
Image/
Image/
Gap Cover
Medical Aid
R 491
R 1 500
Image/
Image/
Image/
BECAUSE
Image/ Image/
CLIENT PAID:
of R 2 000
R 9
Image/
Specialist Consultation Cost:
Therfore Client ONLY paid:
Gap Cover:
R 9
Scheme Paid:
R 2 000
R 1 500
R 491
Image/
Healthcare providers are free to charge what they like and sometimes charge in excess of what your Medical Scheme will pay for a procedure, leaving you with the shortfall. Our options offer a range of benefits that provide cover for shortfalls, co-payments, oncology treatment, accidental death and a lot more.
Image/
EXAMPLES OF ACTUAL CLAIMS
Image/
HOW WE CAN COVER YOU
Image/
BENEFITS
Image/
Image/
COVER WHEN YOUR MEDICAL AID DOESN’T COVER EVERYTHING
“GapX is a product of GENRIC Insurance Company Limited, an Authorised Financial Service Provider (FSP Number 43638) and registered Short-Term Insurer
APPLY NOW
APPLY
Image/
Image/ Image/
Image/ Image/ Image/
Image/
Image/ Image/ Image/ Image/
CONTACT US
Image/
WE’D LOVE TO HEAR FROM YOU
Image/
Image/
GAP COVER FROM AS LITTLE AS
R 96 per month
APPLY NOW
DO YOU NEED GAP COVER?
Image/
Healthcare providers are free to charge what they like and sometimes charge in excess of what your Medical Scheme will pay for a procedure, leaving you with the shortfall. Our options offer a range of benefits that provide cover for shortfalls, co-payments, oncology treatment, accidental death and a lot more.
THE GAPX DIFFERENCE
Cross-subsidisation and commissions drive up the price of medical gap cover putting more pressure on medical aid members trying to protect themselves from rising healthcare costs. We want to change this by removing commissions paid to brokers and cross-subsidisation from young to old.

The difference with GapX is that premiums are determined by the age of each person insured and the size of the family covered. Traditionally there has been a one-size-fits- all approach to premiums by grouping together policyholders in broad groups for individuals/families/pensioners. This impacts young individuals and families the most who have to pay more than their fair share in order to subsidise older individuals and larger families.

By not making use of intermediaries, we are able to cut down on fees and commissions that add to the cost of your gap cover policy.
SPEAK TO AN AGENT
Image/
Unlike other Gap Cover providers, GapX doesn’t provide premiums for individuals and families, but offers a premium per insured dependant based on the age of the insured. This ensures the best possible rates for younger individuals and smaller families. All policies have one Principle and can add Dependants to the policy where there is insurable interest.
All dependants must be on the same option as the Principle.

Premiums are inclusive of VAT and payable monthly in advance. Premiums increase annually and you will receive minimum 31 days notice prior to an increase.
APPLY NOW
PREMIUMS
Image/
Image/
Gap Cover
Medical Aid
R 0
R  1 894
Image/
Image/
Image/
CLIENT PAID:
of R  1 894
BECAUSE
R 0
Image/ Image/
Image/
Emergency Room Visit Cost:
Therfore Client ONLY paid:
R 0
Gap Cover:
Scheme Paid:
R 1 894
R 1 894
R 0
Image/
Image/
R 89 K
R  112 K
Gap Cover
Medical Aid
Image/
Image/
Image/
BECAUSE
Image/ Image/
CLIENT PAID:
of R 203 280
R 1 333
Image/
Cancer Treatment Cost:
Therfore Client ONLY paid:
R 1 333
Gap Cover:
Scheme Paid:
R 203 380
R 112 699
R 89 248
Image/
Image/
Gap Cover
Medical Aid
R 4 013
R  9 790
Image/
Image/
Image/
CLIENT PAID:
of R 15 725
R 1 922
BECAUSE
Image/ Image/
Image/
Wisdom Teeth Removal Cost:
Therfore Client ONLY paid:
R 1 922
Gap Cover:
Scheme Paid:
R 15 725
R 9 790
R 4 013
Image/
Image/
Gap Cover
Medical Aid
R 491
R 1 500
Image/
Image/
Image/
BECAUSE
Image/ Image/
CLIENT PAID:
of R 2 000
R 9
Image/
Specialist Consultation Cost:
Therfore Client ONLY paid:
Gap Cover:
R 9
Scheme Paid:
R 2 000
R 1 500
R 491
For illustrative purposes only
Image/
Healthcare providers are free to charge what they like and sometimes charge in excess of what your Medical Scheme will pay for a procedure, leaving you with the shortfall. Our options offer a range of benefits that provide cover for shortfalls, co-payments, oncology treatment, accidental death and a lot more.
Image/
EXAMPLES OF CLAIMS
Image/
HOW WE CAN COVER YOU
Image/
BENEFITS
Image/
Image/
COVER WHEN YOUR MEDICAL
AID DOESN’T COVER EVERYTHING
“GapX is a product of GENRIC Insurance Company Limited, an Authorised Financial Service Provider (FSP Number 43638) and registered Short-Term Insurer
APPLY NOW
APPLY
Image/ Image/
Image/ Image/ Image/
Image/
Image/ Image/ Image/ Image/
CONTACT US
Image/
WE’D LOVE TO HEAR FROM YOU
Image/
WE WILL HAPPILY ANSWER ANY QUESTIONS THAT YOU MAY HAVE
Image/
GAP COVER FROM AS LITTLE AS
R 96 per month
APPLY NOW
DO YOU NEED GAP COVER?
Image/
Healthcare providers are free to charge what they like and sometimes charge in excess of what your Medical Scheme will pay for a procedure, leaving you with the shortfall. Our options offer a range of benefits that provide cover for shortfalls, co-payments, oncology treatment, accidental death and a lot more.
THE GAPX DIFFERENCE
Cross-subsidisation and commissions drive up the price of medical gap cover putting more pressure on medical aid members trying to protect themselves from rising healthcare costs. We want to change this by removing commissions paid to brokers and cross-subsidisation from young to old.

The difference with GapX is that premiums are determined by the age of each person insured and the size of the family covered. Traditionally there has been a one-size-fits- all approach to premiums by grouping together policyholders in broad groups for individuals/families/pensioners. This impacts young individuals and families the most who have to pay more than their fair share in order to subsidise older individuals and larger families.

By not making use of intermediaries, we are able to cut down on fees and commissions that add to the cost of your gap cover policy.
SPEAK TO AN AGENT
Image/
PREMIUMS
Unlike other Gap Cover providers, GapX doesn’t provide premiums for individuals and families, but offers a premium per insured dependant based on the age of the insured. This ensures the best possible rates for younger individuals and smaller families. All policies have one Principle and can add Dependants to the policy where there is insurable interest.
All dependants must be on the same option as the Principle.

Premiums are inclusive of VAT and payable monthly in advance. Premiums increase annually and you will receive minimum 31 days notice prior to an increase.
APPLY NOW
Image/
Image/
Gap Cover
Medical Aid
R 0
R  1 894
Image/
Image/
Image/
CLIENT PAID:
of R  1 894
BECAUSE
R 0
Image/ Image/
Image/
Emergency Room Visit Cost:
Therfore Client ONLY paid:
R 0
Gap Cover:
Scheme Paid:
R 1 894
R 1 894
R 0
Image/
Image/
R 89 K
R  112 K
Gap Cover
Medical Aid
Image/
Image/
Image/
BECAUSE
Image/ Image/
CLIENT PAID:
of R 203 280
R 1 333
Image/
Cancer Treatment Cost:
Therfore Client ONLY paid:
R 1 333
Gap Cover:
Scheme Paid:
R 203 380
R 112 699
R 89 248
Image/
Image/
Gap Cover
Medical Aid
R 4 013
R  9 790
Image/
Image/
Image/
CLIENT PAID:
of R 15 725
R 1 922
BECAUSE
Image/ Image/
Image/
Wisdom Teeth Removal Cost:
Therfore Client ONLY paid:
R 1 922
Gap Cover:
Scheme Paid:
R 15 725
R 9 790
R 4 013
For illustrative purposes only
Image/
Image/
Gap Cover
Medical Aid
R 491
R 1 500
Image/
Image/
Image/
BECAUSE
Image/ Image/
CLIENT PAID:
of R 2 000
R 9
Image/
Specialist Consultation Cost:
Therfore Client ONLY paid:
Gap Cover:
R 9
Scheme Paid:
R 2 000
R 1 500
R 491
BENEFITS OF GAP COVER
Healthcare providers are free to charge what they like and sometimes charge in excess of what your Medical Scheme will pay for a procedure, leaving you with the shortfall. Our options offer a range of benefits that provide cover for shortfalls, co-payments, oncology treatment, accidental death and a lot more.
Image/
EXAMPLES OF ACTUAL CLAIMS
Image/
Image/
COVER WHEN YOUR MEDICAL AID DOESN’T COVER EVERYTHING
“GapX is a product of GENRIC Insurance Company Limited, an Authorised Financial Service Provider (FSP Number 43638) and registered Short-Term Insurer
APPLY NOW
Guide
APPLY
Image/
Image/ Image/
Image/ Image/ Image/
Image/
Image/ Image/ Image/ Image/
CONTACT US
Image/
WE’D LOVE TO HEAR FROM YOU
Image/
WE WILL HAPPILY ANSWER ANY QUESTIONS THAT YOU MAY HAVE
Image/
GAP COVER FROM AS LITTLE AS
R 96 per month
APPLY NOW
DO YOU NEED GAP COVER?
Image/
Healthcare providers are free to charge what they like and sometimes charge in excess of what your Medical Scheme will pay for a procedure, leaving you with the shortfall. Our options offer a range of benefits that provide cover for shortfalls, co-payments, oncology treatment, accidental death and a lot more.
THE GAPX DIFFERENCE
Cross-subsidisation and commissions drive up the price of medical gap cover putting more pressure on medical aid members trying to protect themselves from rising healthcare costs. We want to change this by removing commissions paid to brokers and cross-subsidisation from young to old.

The difference with GapX is that premiums are determined by the age of each person insured and the size of the family covered. Traditionally there has been a one-size-fits- all approach to premiums by grouping together policyholders in broad groups for individuals/families/pensioners. This impacts young individuals and families the most who have to pay more than their fair share in order to subsidise older individuals and larger families.

By not making use of intermediaries, we are able to cut down on fees and commissions that add to the cost of your gap cover policy.
SPEAK TO AN AGENT
Image/
PREMIUMS
Unlike other Gap Cover providers, GapX doesn’t provide premiums for individuals and families, but offers a premium per insured dependant based on the age of the insured. This ensures the best possible rates for younger individuals and smaller families. All policies have one Principle and can add Dependants to the policy where there is insurable interest.
All dependants must be on the same option as the Principle.

Premiums are inclusive of VAT and payable monthly in advance. Premiums increase annually and you will receive minimum 31 days notice prior to an increase.
APPLY NOW
Image/
Image/
Gap Cover
Medical Aid
R 0
R  1 894
Image/
Image/
Image/
CLIENT PAID:
of R  1 894
BECAUSE
R 0
Image/ Image/
Image/
Emergency Room Visit Cost:
Therfore Client ONLY paid:
R 0
Gap Cover:
Scheme Paid:
R 1 894
R 1 894
R 0
Image/
Image/
R 89 K
R  112 K
Gap Cover
Medical Aid
Image/
Image/
Image/
BECAUSE
Image/ Image/
CLIENT PAID:
of R 203 280
R 1 333
Image/
Cancer Treatment Cost:
Therfore Client ONLY paid:
R 1 333
Gap Cover:
Scheme Paid:
R 203 380
R 112 699
R 89 248
Image/
Image/
Gap Cover
Medical Aid
R 4 013
R  9 790
Image/
Image/
Image/
CLIENT PAID:
of R 15 725
R 1 922
BECAUSE
Image/ Image/
Image/
Wisdom Teeth Removal Cost:
Therfore Client ONLY paid:
R 1 922
Gap Cover:
Scheme Paid:
R 15 725
R 9 790
R 4 013
For illustrative purposes only
Image/
Image/
Gap Cover
Medical Aid
R 491
R 1 500
Image/
Image/
Image/
BECAUSE
Image/ Image/
CLIENT PAID:
of R 2 000
R 9
Image/
Specialist Consultation Cost:
Therfore Client ONLY paid:
Gap Cover:
R 9
Scheme Paid:
R 2 000
R 1 500
R 491
BENEFITS OF GAP COVER
Healthcare providers are free to charge what they like and sometimes charge in excess of what your Medical Scheme will pay for a procedure, leaving you with the shortfall. Our options offer a range of benefits that provide cover for shortfalls, co-payments, oncology treatment, accidental death and a lot more.
Image/
EXAMPLES OF ACTUAL CLAIMS
Image/
Image/
COVER WHEN YOUR
MEDICAL AID DOESN’T
COVER EVERYTHING
“GapX is a product of GENRIC Insurance Company Limited, an Authorised Financial Service Provider (FSP Number 43638) and registered Short-Term Insurer
APPLY NOW
APPLY
Contact Us
Guide
My Policy
Options
Home
Image/